Protect Your Data Centre Investment
Integrated lifecycle insurance from construction through full operations. One programme covering property, liability, cyber, business interruption, and more — delivered through our licensed specialist insurance broker partner.
$3.5B+
Per-project capacity
$10B
Max project values
A-Rated
Insurer security
60 mo
Construction period
Comprehensive Coverage
An integrated suite of coverages designed specifically for data centre risks, from ground-breaking to full operation.
Construction All Risks
Complete protection during the build phase, including delay in start-up. Coverage for project values up to $10B with 60-month construction periods.
Property Damage
Physical damage coverage for operational data centres on primary, excess, or full value layers. Includes natural catastrophe perils and civil commotion.
Business Interruption
Revenue protection when your facility goes offline. Covers loss of income, extra expenses, and contingent business interruption from supply chain disruptions.
Cyber & Tech E&O
Protection against cyber attacks, data breaches, ransomware, and technology errors. Covers physical damage from cyber events, data restoration, and regulatory liability.
Third Party Liability
Construction and operational liability coverage worldwide. Protects against claims from tenants, contractors, and the public during build and operation phases.
Marine Cargo & Transit
Coverage for equipment in storage and transit, including inland and ocean shipping. Protects critical infrastructure components from order to installation.
Lifecycle Coverage
Seamless protection at every stage. No gaps, no separate policies, no coverage disputes at transition points.
Pre-Construction
Risk engineering assessment, coverage design, and marine cargo protection for equipment procurement and transit.
- Risk assessment
- Marine cargo cover
- Equipment transit
- Storage protection
Construction Phase
Construction all risks, delay in start-up, third-party liability, and cyber physical damage coverage throughout the build.
- Construction all risks
- Delay in start-up
- Third-party liability
- Cyber physical damage
Operational Phase
Full property damage, business interruption, cyber and tech E&O, and ongoing liability coverage for the operating facility.
- Property damage
- Business interruption
- Cyber & Tech E&O
- Operational liability
Who Is This For?
Data centre developers
Building new facilities from greenfield or conversion projects
Private equity firms
Funding data centre developments and acquisitions
Contractors
Managing construction risk on data centre build projects
Data centre owners & operators
Protecting operational facilities and revenue streams
Colocation providers
Multi-tenant facilities needing comprehensive coverage
Hyperscalers & cloud providers
Large-scale deployments requiring bespoke programmes
Why Choose Our Programme
Our specialist insurance partner works with leading global insurers to deliver a fully integrated, end-to-end solution backed by significant market capacity and deep data centre expertise.
Request a QuoteSingle integrated policy covering construction through operations
Seamless transition from build phase to operational phase
Coverage available for existing operational data centres
Pre-agreed capacity from A-rated or higher insurers
Risk engineering support from pre-construction through operations
Bespoke coverage designed specifically for data centre risks
Eliminates the need for multiple separate policies and wordings
Global coverage with specialist data centre underwriting expertise
Additional Coverage Options
International Terrorism
Recommended for facilities classified as critical national infrastructure, particularly in urban locations or those supporting government workloads.
US Excess Liability
Up to $100M excess casualty capacity for US data centre construction projects. Maximum 7-year policy period plus completed operations coverage.
Risk Engineering
Specialist risk engineering support from pre-construction through operations, included alongside the overall insurance programme.
Frequently Asked Questions
What does data centre insurance typically cover?
A comprehensive data centre insurance programme covers property damage, business interruption, construction all risks, delay in start-up, cyber liability, technology errors and omissions, third-party liability, marine cargo/transit, and terrorism. The best programmes integrate all of these into a single policy with seamless coverage from construction through operations.
How much does data centre insurance cost?
Premiums vary significantly based on facility size, location, construction type, tenant profile, and coverage limits. A typical 10 MW colocation facility might pay $100,000-$280,000 annually for comprehensive coverage. Hyperscale campuses with $1B+ asset values require bespoke pricing. Contact us for a tailored quote based on your specific requirements.
Do I need separate insurance for the construction and operational phases?
Not with a lifecycle programme. Integrated data centre insurance provides continuous coverage from groundbreaking through commissioning and into full operations, eliminating the gap risk that occurs when transitioning between separate construction and operational policies.
What cyber risks are specific to data centres?
Data centres face unique cyber risks including: physical damage caused by cyber attacks on building management systems (BMS) or power/cooling controls, ransomware targeting operational technology, data breaches affecting tenant information, and business interruption from cyber events. Specialist cyber coverage addresses all of these, including the increasingly common scenario of cyber-physical attacks.
Is terrorism coverage included?
Terrorism coverage is available as an additional option. Given that data centres are classified as critical national infrastructure in many jurisdictions, terrorism coverage is strongly recommended, particularly for facilities in urban areas or those supporting government and financial services workloads.
What information do I need to get a quote?
To provide an accurate quote, we typically need: facility location(s), total asset value, power capacity (MW), construction timeline (if applicable), tenant profile, current insurance programme details, and any recent loss history. Our inquiry form captures the essentials, and our specialist team will follow up for additional details.
Get a Quote
Tell us about your data centre and we will connect you with our specialist insurance team for a tailored proposal.
How It Works
We connect you directly with a licensed specialist insurance broker who handles your data centre programme.
Submit Your Details
Complete the inquiry form with your facility details, coverage needs, and timeline. Takes 2 minutes.
We Match You
Our team reviews your requirements and connects you with a licensed specialist insurance broker experienced in data centre risk.
Broker Consultation
Your broker conducts a detailed risk assessment, designs a tailored programme, and presents coverage options with competitive quotes.
Bind Coverage
Once you approve the proposal, your broker places coverage with A-rated insurers. You are protected from day one.
$156B
In DC projects blocked or delayed in 2025 — many due to inadequate insurance programmes
72%
Of institutional DC investors now require comprehensive insurance as a condition of capital deployment
36 mo
Average transformer lead time — a single uninsured loss during construction can set a project back years
Need advisory support alongside insurance?
Our advisory team can help with site selection, transaction support, and portfolio analysis across 50 global markets.
Advisory ServicesImportant Notice: Datacentres.com is not a licensed insurance broker, agent, or underwriter. We do not sell, bind, or administer insurance policies. All insurance enquiries submitted through this page are referred to licensed, regulated specialist insurance brokers who are authorised to advise on and arrange insurance coverage. Any insurance policy will be between you and the insurer(s) arranged by the licensed broker.
The information on this page is for general informational purposes only and does not constitute insurance advice. Coverage details, limits, terms, and pricing are indicative and subject to underwriting assessment by the licensed broker and their insurer panel. Professional advice should always be sought regarding specific insurance coverage or risk issues.
By submitting an enquiry, you consent to your details being shared with our licensed insurance broker partner for the purpose of providing you with a tailored insurance proposal.